Skip to main content

Borrowed Trouble

365+ Quotes, Facts and Wisdom on Dream, Life and Future | #quotes #facts #motivation #inspiration #wisdom #success:

Had another small blow to our stability this week...after the insurance debacle with Sam, I got a letter from our insurance company, yesterday, to say they will no longer be servicing us as of January 2018. They are pulling out of the exchange.  Their reason is that it is not profitable for them to serve individuals.

At first I felt my blood pressure rising and my anxiety edging into panic but then I caught myself.  Open Enrollment is still 5 months away and lots can happen in 5 months.  I have been with Bridgespan since 2015 because they were the only company I could afford, even on the exchange.

I was listening to some podcast about a couple who was complaining about not being able to 'Invest' in healthcare...what exactly does that mean?  If I invest in something, I expect to get a return, bigger than what I started with.  I must be 'investing' in the wrong insurance company because I am in the red by $25,000 with my 'healthcare' investment.

I don't want to get political and poor me but seriously...I feel like Washington has no clue what it feels like to do this day in and day out.  I work harder and longer than any man I know.  I don't use public assistance of any kind and yet the ACA and the new plans Trump and his chimps are churning out for a revised healthcare are completely out of reasonable reach to a family like us.

I can't go get a full time, normal job because of the situation with my kids and even if I could, the employers aren't offering benefits.  That leaves an individual having to scrounge up some insurance- on the exchange.  Now companies are bailing from that because it's not lucrative so it's a vicious circle.  What is a person like me suppose to do?  Without the exchange,  I will be looking at premiums for my high risk family over $1000 a month with a $13,000-$15,000 deductible.  I work 14 hours days, even when my kids are sick or in the hospital. I can't work any harder than I do.  I am taxed a regular tax and a self employment tax and that adds up to about 30-35%.   It feels like a no win and I'm not sure what the answer is.

I heard someone say last week, "There's no sense borrowing trouble from tomorrow." That's a pretty true statement!  So, I'm going to adopt that mantra for now.  We have plenty of trouble today.  

I've been going to the gym faithfully everyday.  It helps me get rid of some restless energy.  I have to laugh at the warning sign on the machines...I feel pain, faint, dizzy and short of breath just getting myself out of bed in the morning.  I really should consult a physician about the dangers of waking up every day!  Especially if I wake up with a 'Quick Start'!

There's my feeble attempt at humor today.

Anyhow...Sam seems to be improving.  I've been thinking about the plan to keep him on antibiotics indefinitely and I don't think that is going to work very well.  He's my child who gets C-Diff at the drop of a hat so that much medication will kill his already shredded GI tract.  That will be something to sort out when we get to the doctor's appointment for follow up.



Popular posts from this blog

A Witness

I was expecting just another run of the mill night at the gym last night.  The kind where the 'meat heads' stay at their end of the gym grunting and groaning to sound strong and I would claim a little corner in the room where the Yogi's hang out and Plank, and there I would Spin on a bike for a few miles, do some rowing, a little TRX and finish up with some free weights.

Last night though, I actually decided to do an easier workout and took an inclined walk on the treadmill.  There were no meat heads in far end of the gym.  No one really at the gym at all.  For the longest time, I kept pace with an old guy on a bike behind me.

But then, a man and his son came in.  I knew them.  I knew them well but they don't know just how well I know them.  They have a son who passed away from Cystic Fibrosis a little while ago, he would have been Spencer's age now.  They have a younger son who also has CF.  I knew his wife and mother in law back when my kids were being diagnosed.…

Obscure Sorrows

I sat on the bench like I usually do on Saturday mornings, the organ music was slow and quiet.  I think that's why I like playing there; its just slow and quiet.  I set the pace.  I mostly keep my eye on the music for fear of messing up but I did notice a couple walk in.  I had known them a few years ago, not well, but enough.  Enough to notice each other and say Hi.  I had heard recently that she had breast cancer.  She's likely a good 10 years younger than me.  Her red wig was striking, her eyebrows carefully in place and by all accounts, she made cancer look good.  
I had the strangest feeling I've never had before.  She has no idea, that somehow, I know all about her recent strife with cancer.  I have heard how it struck, how she deals; I know more than a distant acquaintance like me should know.   She is living this complicated, unfair, story that went off in a way she scarcely expected.  For a moment, I felt like I was an extra in her 3rd act; the struggle.  And, I wo…

Some Results

I was surprised to get a brief update from our doctor this morning.

They did not catch any seizure activity last week.  She said that while that may be good news, it didn't rule out deep structure seizures.   I asked if the test gave any insight to the cause of the slowing of activity in her brain and these were her words.

" No, this does not give an answer ... But it is just one test, done one time ..."

We are still waiting on the MRI results.  I'm not losing hope.  I know, I play this game ALL THE TIME...I wish for problems that no one in their right mind would wish for.  I only do that because it's usually the option with a fix.  Of all the things they are considering to be an issue for Shelbie, seizures are the simplest explanation and medication would manage it.

I'm certain we aren't going to find a solution to her problems any time soon.  While I sat in the waiting room during her 2 hour MRI last Thursday, there was a couple in the room as well.  A…